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DOTA 2 Battle Pass 2022: Prize Pool, and More Explained

The long wait for the Ti11 Dota 2 Battle Pass is over, and fans of the popular MOBA finally have the chance to get some incredible cosmetics for their favorite heroes while also supporting the professional scene of the game.

With the format of this year’s Battle Pass varying significantly from those of its predecessors, many are left confused about several features of the TI 2022 Battle Pass, the TI11 prize pool, and more.

This is why, we’re gonna clear everything up for our readers, and explain everything you need to know about the Dota 2 Battle Pass for 2022.

Dota 2 TI11 Battle Pass Explained: Part 1 & Part 2

Taking a different approach from previous years, Valve has decided to try out something new with this year’s Battle Pass, and it’s not necessarily bad. The splitting of the Battle Pass duration into two parts enables the community to enjoy it for an extended period of time, but it has its downsides.

For instance, the prize pool of the upcoming TI11 will undoubtedly be taking a hit in this new format. Generally, 25% of all the purchases made through sales of the Battle Pass go directly into the prize pool of The International. As the Part 2 of the 2022 Battle Pass will be extending till much later than the conclusion of The International 2022, the purchases made by the community during that period won’t be helping to fund its prize pool. 

The Part 1 of the Battle Pass is the same as the Battle Passes of any other year’s, where fans can pay to purchase the Battle Pass and then grind or spend their way through the levels and earn various rewards. But some rewards, features, and game modes are locked till the release of Part 2 of the Battle Pass. 

For this reason, fans across social media forums continue to raise their concerns about Valve putting all the good cosmetics in Part 2. Some Reddit users have also decided to not buy the Part 2 of the Battle Pass in protest, but this is where many are getting it wrong.

You don’t have to buy Part 2 of the Battle Pass if you’ve bought Part 1. Once you purchase the Battle Pass, you get to keep all the levels that you’ve earned during Part 1 when Part 2 drops. Fans can choose to purchase the levels that they need before the conclusion of TI11 to be able to support the prize pool of The International 2022.

It’s also safe to say that the vast majority of Battle Pass-related purchases will be made during Part 1 of the Pass, and a quarter of it will still be funding the prize pool of TI11. However, from the initial looks, it doesn’t seem that this year’s TI will be able to overtake TI10’s world record-setting prize pool of $40,018,195.

Whether or not Valve decides to use the purchases made during the Part 2 of the Battle Pass to support the prize pool of regional leagues or Majors in the 2023 DPC season still remains to be seen.  

Dota 2 The International 2022 Prize Pool

At the time of writing, The International 2022 prize pool has hit $4,000,000 and is steadily growing as fans continue to make purchases involving the 2022 Battle Pass. 

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Leviatan becomes the first Valorant Champions 2022 Playoff team

The Valorant Champions kicked off yesterday with Paper Rex and Leviatan securing their opening matches, today LOUD played ZETA Division, followed by Optic Gaming taking on BOOM, and the day concludes with a playoff qualification match between Paper Rex and Leviatan.

Valorant Champions Day 2 results:

GroupTeam 1Team 2
BZETA Division02LOUD
BOptic Gaming21BOOM esports
APaper RexLeviatan
Valorant Champions Day 2 Results
Match 1 Zeta Division vs. LOUD:

The day’s first match kicked off with Reykjavik’s second and third runner-ups, LOUD and ZETA Division, taking on each other for the first time. Both teams exited early in the VCT Masters Copenhagen. 

The brawl between the Japanese ZETA and Brazilian LOUD started on Ascent, LOUD’s map pick. The map started in Zeta’s favour, but the rounds went back and forth, with none of the teams winning more than two rounds in a row. The first half concluded with ZETA with a two-round lead.

The second half was a different ball game as LOUD went on to win six rounds in a row. ZETA did answer back with one, but LOUD’s defence held strong and closed down ZETA’s attacks to close out the map 13-8 after a 5-7 first half. 

ZETA’s map picked seemed to be working well for ZETA, with them only losing two rounds out of the starting nine, but LOUD recovered well, closing the half 5-7, and their winning ways continued with LOUD completely shutting down ZETA’s attacks once again to win the map 13-9.

With the second map win, LOUD wins the series 2-0 up and moves onto the winners’ bracket of group B to face the winner of Optic Gaming and Boom Esports.

Match 2 Optic Gaming vs. BOOM esports:

Match 2 of Group B had the debutant BOOM esports taking on one of the most consistent Valorant Titans of 2022 Optic Gaming. The match-up is surely a trial by fire for BOOM esports. 

The match-up started with BOOM esports picking Breeze as their debut map, and on defence, they locked down both the sites to limit the Optic attack to only four rounds in the first half. 

Optic returned the favour in the second half by repeating what their competitors did to them, forcing Overtime on Boom Esports. The Overtime started with both teams displaying individual heroics to exchange two attacks and two defence halves, and eventually, BOOM closed it out on attack after winning the defensive half.

Optic’s Bind started with Optic completely shutting down all the attack attempts made by BOOM and letting BOOM only take two rounds on attacks to close the half 10-2. The second half started well for BOOM, but Optic overwhelmed the BOOM defence to win the map 13-5 and force the third map.

The decider fracture seemed like Optic’s pick. With them on defence, despite losing the pistol round and the follow-up, Optic completely shut down BOOM’s attack to close the first half 9-3. 

The Optic domination continued in the second half, with Optic winning the required four rounds without dropping a beat. With the map win, Optic Gaming wins the series 2-1 to face LOUD in a VCT Masters Reykjavik Finals rematch for a chance to qualify for the Valorant Champions Playoff.

BOOM will face the ZETA division in the lower bracket, and the series loser will be eliminated from Valorant Champions.

Match 3 Paper Rex vs. Leviatan

The first playoff Qualification match of Valorant Champions 2022 Instanbul has the Kings of APAC Paper Rex taking on Chilean Leviatan. With the brawl starting on Leviatan’s Haven, Leviatan started strong on defence, winning five out of six rounds, but Paper Rex adjusted quickly to close the half 6-6. 

The second half started with both teams winning two rounds each, but Leviatan, on the attack, started dissecting Paper Rex’s defence to win five rounds in a row, winning the game 13-8. 

With a map deficit, Paper Rex started Bind on the attack with their Yoru/Raze pick and garnered quick rounds to reach a possible 8-4 half, but clutches from Leviatan helped them secure a 6-6 half. 

The anti-bonus win for Paper Rex made it seem that Paper Rex would run away with the map. Still, timely clutches from Shyy helped Leviatan regain momentum and the back and forth continued with Leviatan reading Paper Rex’s aggression to win the map 13-11 to win the series 2-0.

With this, Leviatan becomes the first team to qualify for the Valorant Champions playoff and push the VCT Masters Copenhagen finalists on the brink of elimination.

Schedule for Day 3:

GroupTimeTeam 1Team 2
D03:00 PM TRT GMT +03:00DRXFuria
D06:00 PM TRT GMT +03:00Fnatic100 Thieves
B09:00 PM TRT GMT +03:00Optic GamingLOUD
Valorant Champions Day 3 schedule

Read more about Valorant Champions Schedule and more..

CWG DOTA2 Bronze Medalist accuses ESFI of not complying with roster change

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Indian esports community is witnessing a new controversy between Commonwealth Games Bronze Medal winning DOTA2 team captain Moin Ejaz and Esports Federation of India as the captain is accusing ESFI of not allowing any roster change for an entire year till Asian Games 2022 concludes.

ESFI is the current acting body between multiple official tournaments conducted across the world that has a national participation but it is not the official acting body formed or recognized by the Government of India.

Moin “No_Chance” Ejaz took it to his personal Facebook account to make a descriptive post of accusing ESFI for not accommodating any roster changes. He also mentioned that ESFI was not supportive of their qualification at Commonwealth Games but acted after they won the medal. The statement made by Moin Ejaz is as follows:

After securing bronze for India in the recent Commonwealth Esports Championship we might not be participating in the upcoming 14th WEC ,our Team whoops ( Team India ) is having issues with ESFI regarding team roster as they expect us to continue playing with the same roster for all upcoming tournaments till Asian games. We were not informed about that till now. ESFI is forcing us to continue playing with the same roster and if we refuse to play they’re giving our slot to another team to represent India in all the upcoming events including World Esports Championship being hosted in Bali Indonesia and the Asian games. they’re saying that only one team will represent India in all the events leading upto the Asian games which is a period of over one year. I don’t think this is fair for anyone playing Dota2 in India as everyone should have an equal opportunity to participate in every event. I’ll request ESFI to host fair and open qualifiers for all the upcoming events so that everyone has an equal chance of representing India which will also help the Dota2 scene in India to grow.

As Dota2 is very dynamic game any team can be better than the other in a period of time and just selecting one group of players to play all the tournaments for whole next year doesn’t sit right with me.

– Moin Ejaz, Captain, CWG DOTA2 Team India

ESFI reacts to Moin Ejaz’s Accusations

After putting out this entire statement, ESFI has responded to these accusations with a story of their own. According to them, it is essential for any roster representing India to stick together and play as a team for major international events. This is the most crucial reason as to why ESFI is not willing to accommodate any roster shuffles. Their entire statement on this matter is given below:

Claims made by Moin are completely baseless and lack understanding of the fair working of the selection process for any international tournaments where countries are represented. The bronze medal (DOTA) at Commonwealth Esports Championship is a giant leap towards people considering esports as a sport which has been the biggest fight for every esports athletes in India for years. This medal is a strong foundation to the fact that Asian Games is a year ahead where we stand today and every step that we take is formalising the efforts of making esports legitimate, recognised as a sport and also attract sponsorships, investments and avenues for every esports athlete. That Asian Games medal is must for esports to take the next level and to give it a best shot in whatever best way it is possible. Having said that there are certain norms in Asian Games which cannot be changed and we have to adhere to them: Teams that want to participate have to be given in advance and that process was already undertaken in April 2022 and it’s unfortunate that pandemic resulted in shifting the games next to next year. However, the Championship dates have changed but the participating team member names can’t be change as per the guideline that is already in place unless unavoidable subject to necessary process & approvals from the respective authorities. Having said that, this also gives us a whole year to prepare as a team, so do we keep changing or destabilising that process and in all good senses we are sure each one of you stand by ESFI when we say that this one year has to be constructively used to build an invincible team which is already being selected/named and prepare them for all kind of eventualities, rather than keep giving new faces a chance and send an under prepared team to Asian Games. These exposure events (like Commonwealth Esports Championship, 14th WEC etc.) are extremely important to mentally train them, ensure that this set of selected team members gain experience, understanding and confidence to play with every participant in such big tournaments ahead of the Asian Games. The objective and motto of ESFI is to maximise the benefits of working along the same lines. A player is pivotal to our objective which is to win a medal for the country. This will be a lifechanging milestone for the esports community at large and we should look at this larger picture more than anything. Hence our plan for CEC or 14th World Esports Championship and/or any other upcoming international tournament is to send the same team/athletes to prepare and harness them for the biggest challenge of their esports life/career and ESFI is doing everything for the same, this was very well conveyed to all the teams/players and we have conveyed the same in our previous communications also. But if we keep changing the teams then the purpose gets defeated- our goal is to win and not just participate. The details of the teams which are selected for Asian Games through national qualifiers are already submitted to the concerned authorities i.e., Indian Olympic Association (IOA) and Page 2 of 2 Asian Electronic Sports Federation (AESF). As per our discussion with the concerned authorities, RDAG regional qualifiers for the Asian Games 2022 are about to happen soon and the dates will be revealed once the federation gets the same

– Esports Federation of India

ESFI Vs Moin Ejaz Backstory: Both Perspectives

After releasing this entire statement, ESFI also provided with their own point of view of the backstory and explained why these incidents happened. A few hours after releasing this statement, Moin Ejaz posted yet another elaborative post explaining his perspective of how things happened. Both the statements are given below:

ESFI had conducted the national open qualifiers basis which team (DOTA) consisting of Krish Nitin Gupta, Abhishek Yadav, Ketan Sunil Goyal, Moin Ejaz, Shubham Goli & Darshan Bata (Substitute) qualified. Substitutes are taken-in to cover in case of emergencies. ESFI has always conducted open and fair national qualifiers for all participating international events including for 14th World Esports Championship (non Asian Games titles) For Commonwealth Esports Championship 2022, the team wanted a roster change (Krish Nitin Gupta to be replaced with Vishal). As an extraordinary exception, we accepted this request. Moin even confirmed via mail dated 9th Jun 2022, that this team will participate in the 14th World Esports Championship & Commonwealth Esports Championship, and each one of them had done their registration on 20th/21st Jun for 14th WEC too. Out of nowhere, we recently came to know that there is another roster change. This came to us as a shock as this team got a bronze, and why are we even looking at a roster change and not to forget the underlying genuine intent of giving the same team maximum exposure to get a podium finish at the Asian Games? The reason given to ESFI is “the new roster will be a better team and/or I cannot play with the existing xx player(s)”. We even received a complaint from one of the team members that he is being victimised and Moin is changing the roster on his own and playing politics. We are very well aware that the sports structure is new to our esports community; however, we also would want our community to appreciate that there are some guidelines which any sports federation has to follow. For 14th WEC, out of Krish Nitin Gupta, Abhishek Yadav, Ketan Sunil Goyal, Moin Ejaz, Shubham Goli, Vishal, and Darshan Bata, three of the players (Krish, Darshan and Vishal) are not playing so this team is effectively incomplete, and they need to complete their roster within these players for their participation in 14th WEC and the last date for ESFI to submit the team details is 03rd Sept 2022. It will be unfair to other teams who participated in the qualifiers if we keep allowing these roster changes, as they have every right to say that they will also form a new team (which will be a better team). As per the regulations, if the first-place team is not able to go, then the slot is to be given to the second-placed team and so on. All this was very well explained to the DOTA team in detail. Not to forget that there are teams/players of other game titles (Hearthstone, LOL, Streetfighter, FIFA) of Asian Games who are practising hard on regular basis & preparing for Asian Games andVELOCITY GAMING WINS SKYESPORTS PRO INVITATIONAL 2.0 ESFI is also working on getting better infrastructure and coaching etc. for them. These events are not private events, these events are governed by principal of sports, and we expect all the stakeholders to appreciate, respect and follow them. 

– ESFI

The statement made by Moin Ejaz on this matter and explaining his own side of the story is as follows:

ESFI was asking us to forfeit from participating in commonwealth games Regional Qualifiers Dota2. When we were literally minutes away from playing our first game as they had lack of funds and were not sure if they could be able to send to Birmingham even if we qualify. They were more concerned about protecting their own image over the chance to participate in such a big event like Common Wealth Games. It is only after we pleaded and fought with them saying please let us participate and if we qualify we will try to arrange our own sponsor did they let us participate in the qualifiers. After we qualified we had no support from ESFI in any aspect including visas for which we had to pay the fees out of our own pockets. ESFI had told us that they will require a sponsorship in the amount of 10 lakhs approximately to cover our trip to Birmingham and back. We even managed to find a sponsors and got the sponsors in contact with ESFI but we did not receive any feedback from them. When we inquired as to what was happening with the sponsorship situation they told us that it was not our concern and that only ESFI will be negotiating with the sponsors even though we were the ones who presented them with this sponsor. In the end they were not able to reach an agreement with the sponsors that we had provided and 2 weeks before the start of the Commonwealth Games they informed us that they were not able to reach an agreement with the sponsors that we had provided, they also forbid us from taking the sponsorship directly saying that the whole event planning will be only be done by ESFI. At the end of this ordeal they somehow managed to book us tickets to Birmingham and acted as if they were doing us a huge favour by sending us there. After we won the bronze medal ESFI started acting as if they had supported us throughout our journey and facilitated us in achieving this objective when infact they were our biggest hinderance.

As to regarding our Asian game roster we never requested a change in that and will be happy to participate with the same roster which includes (Krish Dota) who cannot participate in any other event with us except for the Asian games as he currently plays for a professional Dota2 Team. So we had requested a roster change for only the other events, so the point ESFI is making that the same team should continue playing till the Asian games is invalid as our Asian games roster was never affected by this.

ESFI has personally called me out saying that I’m doing politics and trying to break apart this team which is further from the truth, I would like to ask ESFI to name that teammate who I have traumatized or harassed and if they can’t to stop spreading these baseless lies. All this time me and my team members have been putting up with the nonsense that ESFI has been spewing because we considered ourselves helpless and at their mercy. Now it is for the public to decide who is doing politics and who is the real culprit in this scenario

– – Moin Ejaz, Captain, CWG DOTA2 Team India

After this matter was revealed, big names like Shiva Nandy, owner of Skyesports, and 8Bit Thug, co-owner of S8UL, stood behind Ejaz. Shiva Nandy posted a screenshot of a tournament organizer accusing ESFI of signing “contracts of free work” of a year from the talents they outsource. 8Bit Thug jeered on the statement made by ESFI, rendering it as a joke.

ESFI has already been allegedly involved in several mismanagement cases like unfair contracts, power games and more such things. The body itself is not recognized by Ministry of Youth Affairs and Sports or Indian Olympics Association(IOA) and this makes the case critical so as to how ESFI will play their role in providing facilities to the DOTA 2 team in the future.

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Fortnite Gen Hoshino Coin: How to get it?

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Three months ago, Epic Games introduced the Gen Hoshino Soundwave Series in Fortnite. It was the time when Chapter 3 Season 3 was almost ready to be launched. The community was quite excited and the series became popular. Now, the new Chapter 3 Season 3 has introduced a lot of quests into the game. One of them is obtaining the Gen Hoshino Coin. Keep reading this article till the end to find out how to get the Gen Hoshino Coin in Fortnite.

How to get the Gen Hoshino Coin in Fortnite?

Acquiring the Gen Hoshino Coin is not that hard. Moreover, you can earn a lot of XP by collecting the Coin. To receive the Coin, you need to enter a Soundwave Series concert and spend at least 20 minutes. Once 20 minutes are over, you will see the Gen Hoshino Coin in front of you. You just need to collect it and get back to the main menu.

After coming back to the main menu you will receive 40,000 XP instantly along with the Gen Hoshino spray.

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Stalwart Esports Instagram Account Was Hacked

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Stalwart Esports, one of the trending names in the gaming community, lost access to their Instagram account last night  as some unknown entity breached their security to illegitimately post a few things on their social media front.

Gaming community is well versed with the hacking sagas as multiple famous personalities have lost access to their accounts till date. On a positive note, each one of them is able to recover such accounts almost instantly after getting help from the officials and a similar thing was seen with Stalwart Esports.

Stalwart Esports Instagram Hacked

Stalwart tweeted this information that their account was hacked last night. After going through some formalities, it seems that they have recovered their account relatively easily. While tweeting this information, they quoted that their fans should “ignore any messages or demand for any sort of financial assistance.”

Their owner also tweeted a similar post, praying for the return of their social account as soon as possible. It seems that he was handling this account prior to the hacking scenario. Apparently, the management also lost access to their social media accounts and were asked to pay a ransom to retrieve them.

Stalwart Esports retrieves their account 

Stalwart Esports tweeted an update on this situation and revealed these minute details. Some posts were also made from the official account asking for financial aid but the hackers were unable to procure any ransom from fans as well. The accused attacker apparently deleted the account of Stalwart Esports’ founder as a form of revenge. 

Currently, the officials are investigating this matter to understand the source of breach and other details attached to this case. Stalwart Esports was able to regain the access back to their accounts after a span of 12 hours.

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Valorant Champions Instanbul Day 1 Results, Recap and More

The biggest Valorant tournament of the year, the Valorant Champions, kicks off today with the inaugural match of Group A, having the debutants EDward Gaming taking on the might of the Copenhagen Finalist Paper Rex.

Day 1 Results:

Group Team 1Team 2
APaper Rex21EDward Gaming
ALeviatanTeam Liquid

Match 1 Paper Rex 2-1 EDward Gaming:

The East Asia LCQ winner came into the event as the debutant, and for their opening match, they faced the Valorant Masters Copenhagen finalists Paper Rex. 

The teams play a similar style of Valorant, and the series was one of the best match-ups for Valorant. The series started with EDG picking Pearl, the newest map, as their map pick. 

EDG on defense completely denied all the Paper Rex attacks, winning five rounds in a row, but Paper Rex showed why they are tournament contenders to win the next five rounds to finish the half 6-6. 

The back and forth between the two teams continued in the second half, with Paper Rex reaching 12 first but EDG following up close. The last round had EDG on 11 and a chance to force overtime, but Paper Rex, despite the gun disadvantage, closed their opponent’s map 13-11 to go 1-0 up in the series.

With a disadvantageous position going into the second map, EDG completely flipped the script on Paper Rex and completely dominated Icebox on attack letting Paper Rex secure only two rounds in the first half. 

The second half had Paper Rex stringing some rounds together, but EDG closed games 13-5 to force Haven.

https://twitter.com/ValorantEsports/status/1565008822732673025

Haven started with EDG and Paper Rex exchanging rounds, but Paper Rex won five rounds in a row and seemed to be in the control seat, but EDG stopped the bleeding to finish the half 5-7.

Paper Rex started their attack strong winning the first four rounds of the second half. EDG answered with two, but Paper Rex overwhelmed EDG’s defence to win the final map 13-7, winning the inaugural match 2-1. 

Match 2 Leviatan 2-0 Team Liquid:

Coming off a hot LCQ run, Team Liquid came in to make a massive impact, while the directly qualified Leviatan came after a good run in VCT Masters Copenhagen. 

The brawl started on Team Liquid’s Haven, but Leviatan completely shut down Liquid’s attack to easily close out the first half 8-4. The second half started in Leviatan’s favour, too, but Liquid managed to string four rounds in a row to bring the map closer.

Leviatan stopped the bleeding and closed the first map 13-10, going to their map pick with an advantage. Ascent had had Leviatan winning the starting four rounds, but Team Liquid answered with four rounds of their own to close the half 6-6.

The second half started with back and forths with Leviatan on defence, held off Scream-led Liquid’s attack to limit Liquid to only four in the second half, winning their opening match 2-0 

Team Liquid now faces EDward Gaming in an elimination match, while Leviatan will face the mighty Paper Rex for a chance to qualify for the Valorant Champion Playoffs.

Schedule of Valorant Champions Day 2:

GroupTimeTeam 1Team 2
B03:00 PM TRT GMT +03:00ZETA DivisionLOUD
B06:00 PM TRT GMT +03:00Optic GamingBOOM esports
A09:00 PM TRT GMT +03:00Paper RexLeviatan

Day two will kick off tomorrow at 03:00 TRT GMT+03:00 and feature Group B, and Group A matches. You can read the complete schedule here.

PMPL South Asia Fall 2022 Day 2: Overall Standings, Results

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The second day of the PMPL South Asia Fall 2022 league Stage ended with Godlike Stalwart climbing to the top position on the leaderboards with 123 points. T2k Esports finished at the second spot with 83 points followed by 1952xDraw at the third spot with 73 points.

DE Warriors, IHC Esports, and Seal Esports took one chicken dinner whereas Godlike Stalwart managed to get two chicken dinners out of the 4 matches played by them.

PMPL South Asia Fall 2022 Day 2 Overall Standings

  • Godlike Stalwart – 123 Points
  • T2K Esports – 83 Points
  • 1952xDRW – 73 Points
  • IHC Esports – 70 Points
  • Deadeyes Guys – 70 Points
  • DE Warriors –  68 Points
  • SEAL Esports – 67 Points
  • DRS Gaming – 66 Points
  • Elementrix – 65 Points
  • Wizzes Club – 61 Points
  • High Voltage – 58 Points
  • Mabtex Esports – 58 Points
  • JyaanMaara Esports – 57 Points
  • Venom Legends – 54 Points
  • Skylightz Gaming – 46 Points
  • TRZ Esports – 45 Points
  • Raw Officials – 35 Points
  • Gremlin Storm – 34 Points
  • A1 NB Esports – 27 Points
  • DA Atrax Esports –  22 Points

PMPL South Asia Fall 2022 Format

PMPL SA Fall 2022 League Stage will be a three-week event out of which the top 16 teams will qualify for the grand finals. The teams are drawn into 5 groups with 5 matchdays. Each group will play 4 matches per day in a round-robin format.

The top 12 teams after 25 matches qualify for the Additional Match. Additional Match will be played on Livik with a separate points system. Teams will be awarded with Bonus Points based on their placement every week and on their overall league results.

Where to Watch

PMPL SA Fall 2022 will be streamed live on the official YouTube channel of PUBG Mobile Esports. Here is the link to the streams, where you can watch your favorite teams compete to emerge as champions.

PUBG Mobile Esports

Spending too much on Games? Here is how to dispute errors on your Credit Reports

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Gamers love to purchase games using credit cards as several game-distributing platforms support CC as a payment method. Perhaps because you’ve been making timely payments – or not — on your accounts, you haven’t looked at your credit reports lately. You certainly should, though, since identity thefts are rampant and there may also be inaccuracies. But would you know what to do if you did find mistakes? Keep reading for how to dispute errors on your credit reports.

The Issue

Because your ability to borrow money or garner any kind of credit largely depends on your credit history, it’s crucial that your credit reports are accurate. If they aren’t, that could bring your scoring down, which could also affect your ability to get a job or even rent housing. So, you should regularly check your reports.

Removing Negative Information

Now, if information on your reports is accurate but just unfavorable, the only thing that can help you is time. Negative data will automatically drop off in seven years. Bankruptcy filings can live on your reports for up to 10 years.

If you’re worried because you have been missing payments on credit cards or other unsecured debts, there are debt relief programs that can help you.

Correcting Errors

If there are errors, the credit bureau in question as well as the company that supplied the info must fix whatever is wrong or incomplete – for free. You can alert the entities by filing a dispute.

Be it Experian, TransUnion, or Equifax, you should dispute the inaccuracies with each credit bureau that has the mistake(s). Explain what you believe is inaccurate, and supply copies of documents that back your dispute.

You may be able to do all this online through the bureaus’ dispute forms. You can also send disputes by certified mail to the address on your credit reports. Do spend the extra money required for “return receipt,” so that you have proof the bureaus received your dispute. Retain copies of everything sent.

Also contact the business that reported the wrong or incomplete information. Their address may be on your credit report. If it isn’t, contact the business and request the appropriate address.

If you suspect a scam or fraud, report it to the Federal Trade Commission by sending an email to ReportFraud.ftc.gov, or to IdentityTheft.gov.

What Happens Next?

Each credit bureau has 30 days to investigate your dispute. You may be asked to provide additional information.

The bureaus are also required to forward your submissions to the reporting company or business, which must look into the situation and report results. If the business discovers that the info it reported is in error, it must notify the other two credit bureaus.

The bureau is required to provide you with results n writing. If there’s a change, the bureau must also give you a free copy of your credit report. Further, the bureau must notify anyone who received your report within the previous six months of the correction(s) – if you ask it to do so.

Meanwhile, if the business finds your dispute to be valid, it must direct the credit bureau(s) to update or delete the disputed information.

Staying Atop Your Credit Reports

Monitor your credit reports to be certain the inaccurate information was, indeed, taken off your report. If you find that the business continues to report disputed info, make sure the credit bureaus added a note that the information is under dispute.

Make it a habit to check your credit reports monthly, at least. You should be able to sign up with companies such as Credit Karma or NerdWallet and check your reports online. Also, make sure to check the spending report made by certain game-distributing platforms.

Ultimately, disputing errors on your credit reports is not only your responsibility, but it can mean the difference between your getting a loan, a credit card, and even housing and employment – or not. Now you know how to do so.

How to find Shadow Bombs and Shield Bubbles in Fortnite?

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Epic Games is well known for providing regular updates to its popular battle royale title Fortnite. The updates not only introduce new items but sometimes also lock a few old items as well. Moreover, the updates also unlock a few old items that were locked. The developers continue this cycle to keep the game compelling for the community.

This time, Epic has unlocked Shadow Bombs along with the Shield Bubbles in the game. Keep reading this article till the end to know how you can find out Shadow Bombs and Shield Bubbles in Fortnite.

How to find Shadow Bombs and Shield Bubbles in Fortnite?

The Fortnite 21.50 update has unlocked the Shadow Bombs and Shield Bubbles. Apart from that, new quests have been introduced as well.

Finding Shadow Bombs and Shield Bubbles is quite straightforward. Both of them are available as ground, chests, and supply drop loots. While Shadow Bombs’ rarity is Uncommon, Shield Bubbles are completely Rare.

Have you found Shadow Bombs and Shield Bubbles in Fortnite? Let us know in the comment section below.

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Velocity Gaming wins Skyesports Pro Invitational 2.0

The Skyesports Pro Invitational 2.0 concluded today with Velocity Gaming one-upping Enigma Gaming to finally end their eight month long victory drought. The online tournament started with 12 teams taking on each other initially in the group stage. 

Velocity Gaming started the tournament in Group D, along with Reckoning Esports and Chill cord. They managed to do quick work of their opponents, beating both teams to qualify for the playoffs. Along with Velocity Gaming, Reckoning managed to qualify for the playoffs. 

The tournament’s playoffs had eight teams fighting each other in a double-elimination bracket. 

The eight teams in the playoffs were:

  • Enigma Gaming
  • Medal Esports
  • Revenant Esports
  • Velocity Gaming
  • W streak Esports Alpha
  • LFO
  • Septem Exierant 
  • Reckoning Esports

Velocity Gaming faced Septem Exierant in the first round of the playoffs and easily beat them 2-0 to advance in the playoffs. In the upper semifinals, Velocity Gaming faced Reckoning and continued their winning ways to win the game 2-0 to reach the upper finals. 

Facing Enigma Gaming in the upper finals, who beat LFO and Medal Esports to reach the upper finals, lost to Velocity gaming 0-2 to go into the lower bracket. 

Enigma Gaming faced Reckoning in the lower bracket, and despite losing their map pick, reverse swept Reckoning to win the game to reach the finals to face Velocity Gaming. 

The finals started with Velocity Gaming on Breeze, held off initially, but Enigma’s attack overwhelmed the VLT defence to close the half 5-7 for VLT. Enigma continued their winning ways to finish the game 13-6 to go 1-0 up to play their map pick.

Haven had Enigma on the attack, completely decimating VLT’s defence to win the first half 9-3, but VLT on attack managed to make a comeback, winning eight rounds, but Enigma held off, in the end, to win the last three rounds to win the game 13-11 going 2-0 up in the series. 

VLT, with a massive disadvantage, started the third map with a strong start but, towards the end of the first half, equalised the score to end the half 6-6. VLT, on the attack, though, went on to win six rounds in a row to close the game 13-7 to force a fourth map. 

VLT completely dominated the fourth map winning the first half 9-3 as a defensive side. They continued this dominance in the second half to win the map 13-4 to force a final map.

The final map of Pearl started strong for Velocity, and VLT won the first six rounds, but Enigma answered with five rounds of their own to close the half 7-5 in VLT’s favour. 

Enigma came back in the second half, reaching eleven rounds first. Still, VLT won the last three rounds of regulation to close the series 3-2, reverse sweeping Enigma Gaming and exacting revenge on them for the TEC finals loss. 

With this, Velocity Gaming won the Skyesports Pro Invitational dropping only three maps.